Before Applying, Make Sure:

• You have a card of your own for minimum a year (An authorized user is not as good)

• You are not over 5/24: Chase will not approve someone who opened 5 or more PERSONAL cards in the last 24 months (for Capital one count in even business cards). So make sure you are under that.

• You do not have a card that has a total maxed out credit line

Welcome Bonus Terms:  

You might not be able to get the bonus if you got the bonus on the same card in the last 24 months 

But its very hard to really be not eligible for the bonus after reviewing all the details below:

• If you apply for the SAME card that you got already in the last 24 months for the SAME business you might not be eligible

• If you are applying for a different business then you can even get the same card, even if both are on your personal name, as long the business name is different

• If you have the Cash card you can still get the Unlimited card

• Even if you do apply for the same card, for the same business, in the 2 years you just might not get the bonus

• If you get approved you will get the bonus

Get 2 Cards with only one credit Inquiry:

If you apply for both cards the same day even a few hours apart chase will only pull your credit report ONCE

Application Pending: 

If your application is pending the best will be to wait it out. Normally you should be approved without doing anything just by waiting a little, Sometimes they might send you an email asking to verify or upload an ID. Chase can also call you after applying just to verify identity

If you prefer to call in you can reach chase at 800-453-9719

Do not apply for a second card before the first card is approved. Once the card gets approved then go ahead and apply for the second card

Get a Second Card: 

If you got approved for your first card then go ahead and get the second card same day as you will most probably be approved for the second card and it will be just one credit pull

Applying for the card without having a registered Business:

You can get these cards even if you do not have a registered business 

If you do any business as a side income even without having registered business you can still get it on your personal name. For example if you tutor a kid, sell baked goods from your house, you do car service or messenger service, Sell any items, Provide any service then you can get this card

Just make sure:

• By "Legal business structure" Select “Sole Proprietorship” as the business type

• Select "Social Security Number" by Tax ID type and enter your Personal Social Security Number

• For the business legal name "Enter your name" Do NOT enter anything else there so if chase will ask you for any business verification you will just need your personal name proof, Like personal proof of address

Chase 5/24 Rule: 

Chase will not approve you for any cards if you have opened 5 new credit cards in the last 24 months

Cards from all banks count

Business cards (Even from Chase) do NOT count towards the 5 cards (Except from capital one that will be counted)